I am disputing the city right now and am being unfairly pressured regarding their perceived usage of a property of mine and they are threatening me with hefty fines if I don’t dismantle a second kitchen and other components of my home.

My hope is someone can help align my mindset of what would be best for the long haul.Here’s where I’m having trouble. 

I work for a HUD lender and the CNa provider will come out to inspect a percentage of the units and then provide you with a list of repairs that need to be done as well as a 20 year schedule of repairs that are likely to take place based on the age of the building components.

They'll be aligned with your strategy, specific location, etc.Good luck!

The main component that concerns most investors looking for this type of loan is whether or not the lender underwrites your loan based on W2 income and your tax return. 

I took the strategy of scaling by deal size, so I have worked my way up to my current project of a 63,000 SF mixed use development, which includes a 37 unit affordable housing component. 

@Marco Morkous - You don't include the debt payments for NOI/cap rate calculations because that component can be different for every property (different down payment, loan terms, etc).

The only case I would set a little more aside is if I knew (based on an inspection or disclosure) that any particular component or system of the home was well past its useful life.Also, are you planning to tap into any of the cash flow from the properties?

title insurance does though and the tilte/escrow company is an agent for the underwriter and just makes a fee for selling the title insurance and that fee can go up of course as the price of the property directly relates to the fee the title insurance costs. but I have never seen sliding scale for escrow components based on price.. now it maybe and i am just spit balling here but under 100k seems to be wholesaler dominated and or other high touch type assets buggered titles and other things that take a lot of time for no extra income.. just a guess.  

For newly constructed, purchased or renovated properties and also retroactive generally over the last 10 years, building components are properly classified into individual units of property and accurate recovery periods for computing depreciation deductions.