Here's an article that might be beneficial to your research once you start accumulating more assets in your qualified accounts.https://www.biggerpockets.com/blogs/9145/63896-3-c...

In addition, you're accumulating equity while paying off your house if you buy. 

So it accumulated rather quickly .

Three to six months of living expenses accumulated in net worth?

Although there are many ways to accumulate capital, the most common way was already mentioned.

Prior to the Great Recession my net worth probably was close to 1/5th of what it is today.So while I have investing for many years (~28 years) most of my net worth has been accumulated in the last 7 years. 

I’d do what I always do when I accumulate 30k — buy a house in the best possible area for that amount and rent it out. 

So with all the books I've accumulated with the intention to read I'll have a good place to start and hit at least 25 books read for the whole year just to have a little extra.4) I will finish paying off my credit card debt to clear that financial liability.5) I will restructure my budgeting to be a little more organized, track my income and expenses more accurately, and ensure I'm tracking everything about my rental unit as efficiently as I can.6) I will use the organization of financial tracking to try and increase my savings rate to the coveted Scott Trench 50% mark!

The reason I thought about this is because I have been thinking just hold long buy and hold investors hold on to their income befor they accumulate enough for a downpayment on another deal etc.

I’ve written my “Whys” and have my long term vision to accumulate a steady flow of wealth & retire...again!