Given the fact that you are new and also that this property is at 75% occupancy a regular apartment lender will not touch this.Anything above 5 units is commercial for multifamily.The lender bases value on the income approach.Lenders do not want to touch a multifamily building under 90% stabilized occupancy levels.The reason is you can buy it at 70% occupancy and you may or may not turn it around.The 70% could go to 90% or down to 50% Occupancy.Now the lender has you struggling and the property will be a loss as a short sale or a foreclosure to the lender on the new loan they just made.You can find other sources for value add deals but the debt service is generally much higher and short term affecting the cash flow.You have to stabilize and refi out with the new value or sell off after improving to retire the high interest loan.If you hold for 1 year you can 1031 into another property but if less you will be looking at some taxes if you sell before then.Looks like by your picture you are in the military.If that's true I don't know how you will have time for a property that is intensive enough to produce a double digit cap going in.Stabilized nice properties in Georgia are trading at about a 9 or so.Value add you can do much better but have to watch the area and the higher cap going in is offset by the higher loan interest.

That is going to be around a 8.6% to 9.9% yield on the table and a little higher Total Return based on the discount, into double digits, but will based on the new maturity in regards to impact.

Meanwhile the rents and inflation have continued to increase, giving them astronomical ROI (triple digits).When the rents are frozen, or unable to float to meet demand, its a barrier to entry for new investors.

Evolve does do a mandatory damage claim policy that the guest pays for (And I don't know how much Evolve is keeping as a % of that fee ) But I've used it at least half a dozen times and I really dig it.

I include Loan # and last 4 digits of SS#.

However, since there are free, all digital and easy to use rental business checking accounts available now (Azibo, Stessa, Baselane offer them. they support either individuals as sole props or LLCs), it's not a bad idea to have one account for one property.   

I would look into digital meters with a service like Conservice or PayLease.

Phone: (Cant post phone number here) For either you will need to provide your 10 digit security freeze confirmation PIN provided in your confirmation letter, the date range of your specific lift and the name of the specific credit grantor/report user you would like to receive your Equifax credit report.Feel free to message me if you would like the phone numbers to the specific bureaus.  

Online: https://www.freeze.equifax.com/Freeze/jsp/SFF_Pers...Phone: (Cant post phone number here) For either you will need to provide your 10 digit security freeze confirmation PIN provided in your confirmation letter, the date range of your specific lift and the name of the specific credit grantor/report user you would like to receive your Equifax credit report.Feel free to message me if you would like the phone numbers to the specific bureaus.

In those instances where I don't, I take 50 (or so) digital photos, print them out at Walmart (super cheap), and mail them to the tenant along with whatever deposit is left over.