Someone who does this for a living on both the investor side AND the GC side, I can tell you that having a good contractor who knows what he/she is doing is almost priceless.

I grew up in New Mexico and went to UNM in Albuquerque but have lived in Austin Texas for the past 19 years.

How did it go, @Belinda Carr? 

I used to consider umbrella to be cheap insurance, but that is no longer the case if you live in CA.  

I live in one and rent the other for $400 cash flow. 

I had this issue once, at a property that was nearby where I was living. 

If you sold the quad there are costs involved, and then you have to find somewhere else to live.

I found myself attending in-person networking almost weekly prior to the pandemic, but we live in a different world, and the digital shift has made it harder.Currently looking for personal investment deals in the area, and also passionate about connecting other local investors with trusted service providers.

Lending options depend on if you're going to live in the property or not.

Fix them up while living there and rent out the units to help reduce your mortgage.