DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

Can you explain how you say this based on the IRS publication above?  

You are right "real estate goes up", but I'm not going to decide if a deal is good or not based on that general sentiment.

Lenders won't allow someone who got a deal for under market value and did little to no work to cash out based on appraised value.

Every tenant is different, how would you know how much insurance they would want or do you just do a "base" amount so they have basic coverage ?

@Whitney LaresI am also based in California and invest out of state in Jacksonville FL. 

The stay is just the beginning of the revenue stream, like a base line.

I am a Brazilian Realtor based in Raleigh North Carolina I am also licensed in Massachusetts and wanted to give a shout out to everyone on here in the BiggerPockets community and see If I can network and chat with you all!

I prefer to look at returns based on long-term expenses.

My offer is usually based on his original estimate of the cost of repairs.