Quote from @Jimmy Rojas: Planning to purchase in Phx,Az and surrounding areas, my equifax score is 700, experian 645,no debt whatsoever, have 1099 for 2022 and 2023 (required 2yrs), on my 1099s it says i make 135k per year, do not have tax returns (yea, yea), im planning to first start with my bank wells fargo.This would be my first home and at 1st plan to live in it, possible house hack, going for a -$300k loan. should i go traditional, fha , i plan to be on a fixed rate so I dont get surprises later on.In my situation, what down payment amount do you think will be needed . 

Quote from @Thomas S.: I have had similar situations.

Quote from @Owen Madigan: Hello,I am new to bigger pockets but have been set on owning a duplex for some time now.

Quote from @Kenneth Jenkins: Great overview. 

Quote from @D Kirk: Hi,I've been researching seller carry back financing for multifamily, and have talked to a few commercial lenders willing for the seller to carry the down payment for a apartments.

Quote from @Keith Sehi: I currently have a llc in Illinois but will begin construction for a str on kentucky lake.

Quote from @Joe Derobertis: Hi All,I've recently acquired a few properties and have started using Stessa (since I get it for free with a BP Pro membership) for bookkeeping.   

Quote from @Heather Schneider: I'm looking at doing a 1031 from Colorado to investing in residential (single family/multi-family) in Cheyenne, Wyoming area and wondering if anyone has current insight to this area?

Quote from @Karac Davis: Have you spoken with a lender?

Quote from @Ann Quarles: Hi, I’m Ann and I’m new to this platform.