Report them to Section 8 and send any uncollected charges to a credit reporting agency.

I use Cozy, they partner with a site (I believe an Experian offshoot) to run background and credit checks.

As far as capital to get started, after you've exhausted the VA loan, the typical and common answer for a primary residence is a 20% down payment with a credit score and cash reserves good enough to qualify for a mortgage.

I also just wanted to let you know for the sake of your calculations, I'm a loan officer and (depending on your credit) even with a 15 year note, you'd be lucky to find a 4.25% mortgage on a regular sfr with no points nowadays, let alone a jumbo loan like this would be.

Do you run background/credit checks? 

Worst case they hit your credit w a collection, which won’t hurt it more than 10-15 points.

If you want to be an investor, despite the no money down stories, you will need capital/credit or someones else's to get started.

I can recommend a business LOC that is very flexible as long as you have good credit.

Patrick, I am by no means an expert but my first thought would be to confirm with county property appraiser what the PIN (parcel identification numbers) is described as and if it can be changed or separatedAlso, the tittle company who will provide insurance may be able to weigh in too.Bank or credit union may help with valuation question.

Should i look to investors/ loan/ line of credit and borrow money or wait like a year and save up?