Once you have 2+ independent people on your team, they can provide not just "eyes on the ground", but also serve as checks and balances on each other.

American gave $449.64B to charities while paying $3.462T in taxes in 2019 (sources: https://www.nptrust.org/philanthropic-resources/charitable-giving-statistics/#:~:text=General%20Philanthropy,a%205.1%25%20increase%20from%202018.

@Kyle GallowayRequest a copy of the death certificate from the county viatical statistic dept.

With the long term goal of financial independence in mind I am trying to see which option is the smarter first step.

Properties in Kc & independence Missouri.

Income and success statistics for real estate agent's is not overly impressive. 

Call around to multiple Independent Agents and see which companies will do it and what their rates are.

If the brokerage you work for has a business coach available, hire one, and if not, you may want to consider hiring one independently.

From an Insurance Standpoint, interview multiple Independent Agents who represent multiple companies for Commercial (Business Insurance).

My wife and I want to get into the real estate game and have the long term goal of financial independence by the time my 6 years are up.