Getting the investment train up to speed takes a long time. 

Tell them that the lease is not being renewed and they and all occupants must be out by the date specified on the lease.

Also suggest she moves to an online payment like zelle or paypal where you can request money by a due date to gently remind her and then send ongoing late fee requests to for the late fee as it builds so you don't have to feel you are walking on egg shells.

I understand the competition is hot in Florida and multi families are priced really high right now.I check the online sites regularly and find duplexes listed for ~200k but they're usually already remodeled, so I assume there's a deal or two somewhere..I should add that I'll be using FHA financing so maybe fixer duplex is the wrong description, dated perhaps, so I could still use the FHA loan if that makes sense.

On a house that rents $575 or even under $1000 you really cant turn a profit while keeping it fully up to date on maintenance/safe.

I understand the competition is hot in Florida and multi families are priced really high right now.I check the online sites regularly and find duplexes listed for ~200k but they're usually already remodeled, so I assume there's a deal or two somewhere..I should add that I'll be using FHA financing so maybe fixer duplex is the wrong description, dated perhaps, so I could still use the FHA loan if that makes sense.

You'll appreciate the speed at which you develop by going outside your comfort zone.

Probably my age showing, at 56 I would likely keep the $800 month knowing that at a later date I would still have that equity and be able to sell for something similar (while there are ups and downs I choose not to sell when the market is horrible).

Usually the discharge date if it was a Chapter 13 you can get a waiver and get approved within 2 years. 

We will still show your pending property & take backup applications until MoveIn occurs.Lease Signings include signing of our annually attorney reviewed, 27+ page lease, completed MoveIn Checklist & Video – all published to your online portal.Lease Terms are set to avoid end-dates from October to February whenever possible.