Our goal is to diversify some or our portfolio out of the stock market and supplement my W2 job retirement in 7-10 years.

And so on and so forth.. for me who knows I will never retire .

I am retired I don't mind. 

Also if either of you are going to college make sure the profession pays off well and you can retire student debt fast.

It is not a means to create income for you at the current time, but rather a way to diversify your retirement savings.Such a plan can leverage with a mortgage, but the loan will need to be non-recourse - meaning no personal guarantee from you.  

Barker is retiring soon.  

My father and step-mother had recently retired and moved to the southwest coast of Florida (Sarasota, Venice, Englewood area).

Especially since I want to do a bit of traveling when I retire.

I have two of those things, but they are not making the money goals for my retirement which should be in 10 years.  

It was really helpful, got us to realize that you only need protection if you have assets or cash that would be at risk, and turns out nearly all of our assets are tied up in either retirement funds or mortgages, so we have very little risk at the time (I guess that's a good thing?).