Well, Darren, in your 34 total posts as of my post you've managed to alienate several more experienced posters and even threatened another.Free Online discussion forums like BP, are great for getting feedback from seasoned investors and sometimes both detailed advise and unexpected perspectives.

I believe it really helps change your world view and perspective.

But it seems like all the local ones are during my work shift lol.

@Jose Diaz,To make the @ work, do the following:Hold down the shift key and type @?

I jumped in from my accounting background.I'd think, from a tax perspective that being considered a dealer would be less painful than the double taxation, but if you're doing other things to avoid that, you may be on to something.

The shift away from housing as a driver in the economy leads me to think not so much. 2.

If I were in your situation, I would sit down with your aunt and explain your perspective both as a nephew and as a landlord.

This dramatic shift of the big banks from their old school business model to a digital-based business model bears the following question.

My perspective on leverage, since I am in the business of leverage (broker/mortgage originator) is if I can reasonably control the down side and maximize the upside with the terms/rate/cost at which I am borrowing at, such as using a fixed 30 year, limited or no prepays, lower margins, non recourse, caps on adjustment periods, risk/equity share, etc I am okay with leveraging near maximum.For me it comes down to terms and cash flow as long as the risks can be minimized and the cash flow profit spread is high enough and stable enough even with stress tests (market drops rents go down XX%, business income goes down XX% or my personal income goes down XX% can I still debt service?)

We work night shift together and he knows that I have been looking for a small rental for a long time.What min.