@Chris Copenhaver @Chad UrbshottJust to muddy the waters.....from my memory, most hoa’s Original ccr’s had language long ago that they were superior to 1st mtg.s.

Originally posted by @Michele B.

Originally posted by @David Nutakor:@Bill Brandt, what are you thoughts about the Vegas market?

Originally posted by @Joseph Garner:@Stephanie PotterI have been up front with my lender, she knows what we are trying to accomplish.Since then we have been able to work things out properly.She even says she can help me with a re-fi when that times comes, and has even gone over those fees.Thank you for your feedback.

Originally posted by @Aaron Klatt:@Edgar Barrera really?

Originally posted by @Matt K.

Originally posted by @Lexi Teifke:@Scott MacDonald  Would love to help out if you ever decide to change direction.

Originally posted by @Sterling Hill:I have a va loan and was set on buying a 4 unit instead of a house .

Originally posted by Account Closed offering with FHA will definitely put you at a disadvantage on winning competitive properties, but you won't know until you try.

I have 2 choices: 1) Pony up the $3,000 out of MY pocket to get the job done (I don't need to bring this money to closing, but I do need to demonstrate to the HML lender that I have the funds to make it happen), or 2) Simply adjust my budget down by $3k.Let's say that the lender charges the following:3% origination fee ($65K *.03) = $1,950Appraisal Fee - $500 Pro-rated Interest (one month) - $380 Title Search / Title Insurance - $175 Pro-rated Property Ins. - $100 Pro-Rated Taxes - $400 Settlement Fees - $400 Recording Fees - $100 Wholesale fees (if applicable) - $500 Since "No Money Down" is not an option, I'll will need to pay these fees up-front in order to get my $65,000.