I didn't know how nice downtown Geneva was until a couple weeks ago while I was on my way to Batavia to pick up a packet for their triathlon.

@Zach Orange  Nice to meet you man, let me know if you want to grab coffee sometime.  

Now a professional civil engineer in site development.

At 80% LTV, this would give me a loan of $68k, enough to pay back the Home Equity Loan and essentially acquiring the property with only $2000 (Plus holding costs of Home Equiity Loan + extra interest to money partner). 85% LTV would be really nice as it would give me more wiggle room with extra unforeseen expenses/costs and perhaps need no money out of pocket.  

Nice work @William Collins!

Very Nice. 

If you are leaning towards holding, maybe just wait another 9 months until we hit the summer hot market, put it out there and see what the response is.If there is no intention to move back to the area, then the funds from the sale can either take your family on a nice vacation, or be reinvested into another property.

Sometimes I'm a pretty nice guy, so if you every want to chat message me!

For example, I could just refresh the kitchen with all new hardware or I can open up a wall to the dining area, move the sink/stove, move the HVAC and have a nice large open kitchen space for probably another 10k. 

Nice to meet you!!