Im just not sure what the guidelines are for posting if it is limited to questions only.

The most reliable measure of Fair Market Value is....

I used my wifes full time job (since i currently have a full time job in a business that is either limited or non existant there) anyway .....

Lately, my strategy to overcome some of these limitations has been to start working on REI at 4am as I am the most focused anytime before Noon.

It does, however, mean that a lot were when refi's and sales were at such a high volume that the lenders were not even looking at the appraisal for the most part.Getting back to the role of the lender -- all lenders are subjecting appraisals to close scrutiny, first applying certain measurements to the basic facts, and then sending it to appraisal review when it does not meet the standards of these new guidelines (and they do not meet them A LOT right now.)It doesn't matter what the realtor feels it is worth or sometimes even what the buyer is willing to pay, unless they have deep pockets to put down a larger down payment to make up the difference they cannot finance -- the lender will have tremendous influence over the value simply because they control the purse strings.

Desperate times call for desperate measures."

TX has a state limit of 80% from what I have seen.

Trada's attorney for Texas is bailing on them, Marin, and other defendants.Looks like bankruptcy for Trada VI so that the limited partners will be on the hook for the amount of their investment.Also appears Boise office closing with their furniture being repo'ed.

They have a good book called "You Limited Liability Company" subtitled an operating manual.

In my quite limited experience, yard signs (the generic kind) have brought lots of phone calls, but all my actual tenants have come because of free ads on Craigslist.