#1031exchange hashtag#taxes #capitalgains #planning Agree 100%. had someone reach out to me the other day as they were selling a property and were considering investing in our fund but wanted to do a 1031 so they could defer the taxes and were talking about how they probably are going to have to overpay for a property to defer the tax.

Even with no/low money down options, I suggest having ample reserves in case you need to come to the table with cash for some reason. 

Even if rates rise slightly, securing a historically low rate now offers financial stability and savings compared to past decades.

There are a lot of these coming about now due to people having such a low interest rate.

Idea 6: Wait until your market is so insanely hot and has low inventory like San Francisco, oh and a "Not In My Backyard" mentality...

As a house hacker, you'll benefit from this, especially utilizing leverage with a low down payment.

You can rent by the room, which can maximize rental income.Parent Guarantees: Many student leases involve co-signers, usually parents, which can provide additional financial security.Low Vacancy Rates: Due to the high demand, vacancy rates tend to be low, especially if the property is close to campus or in a desirable student neighborhood.Flexible Lease Terms: You can structure leases to fit the academic calendar, which means you can adjust rents annually based on market conditions.Cons:High Turnover: Students typically stay for shorter periods, leading to higher turnover rates.

I am a new investor with a real estate background, I am trying to navigate private funding and a strategy to get into the market.

I too though they would come down but it seems because of the low supply of homes that may not happen (at-least any substantial correction).

Seller financing mortgage is paid at closing by your funds left over funds are yours.