Is there any conventional residential loan options anyone is aware of that would allow cash out refi with less than 12 mths seasoning?

I typically acted as a loan wolf, meaning I am not a big conference guy, but when I went to one of my first note conferences I was shocked.

If they used a loan for a primary residence, there may be some ability to enforce something but that really doesn't impact your decision. d) There is no effect on capital gains since they didn't use it as their primary residence for 2 years.

Investment Info:Single-family residence hard money loan investment.

Got an odd question and believe I know the answer but am looking to confirm.If I bought a property with seller financing, when the note is created the bank would still see the loan under the title correct? 

Though you are looking at a spec home so already built and I'd be surprised if the builder is offering you a 30 year amortized loan at 5.99%. 

While there are returns and security in substantial positive cashflow, you also get returns through appreciation, tax deductions, and loan paydown.

It's a fine balance between economy and what you would do for oneself, but creating a space that feels like home should be of primary focus.If you're looking for some insight into re-leveraging any investment properties for capital improvements, furnishings, etc, some lenders can utilize AirDnA projections to qualify. 

I can tell you that a BRAND NEW duplex that is being built is being bought by majority of FHA loans; however I still think a investor can make a return since this market will cause a slow down in buying soon basing this off if interest rates go up!

If you're going to live in it you could look at Fannie Mae propeerties that will get approved for an FHA loan with 3% down.