I do not wholesale, but a lot of people find it a good way to make some cash when they don't have any to invest, and learn the ropes a bit..You can also get creative on your borrowing or lookk at FHA and start a little buy and hold.. good luck!

If you have a negative cash flow before depreciation, then you have a liability for your DTI calculation.For most lenders, this is how rental income is incorporated into DTI.

The plan would be for each of us, maybe 20 members, to contribute a whopping $25/wk for a year or so, and use that money to invest in a MF or possibly self storage.Obviously 25k is not going to buy us much of an apartment complex, but hopefully with some creativity, and the right deal, it could get us started.I'm also thinking that a year from now; I'll have more knowledge, thanks to B.P., more experience, and more deal flow.What do you think?

But, deals can be found, just gotta get creative!  

I am soooo excited about Dodd Frank and How Opportunities are forming for Creative Real Estate.Forms from the AZ Realtor BoardIf you are an Agent, look at these, talk it over with your Broker and Legal Team.

Greetings Creative BPers!

I am very eager to learn more and more about RE creative investing.

Best of luck and keep an open mind to creative ways to structure the next deal.Jeff

@Mohammad ForoHave a chat with your accountant before doing anything.Here in Canada, it is fairly common to incorporate a dedicated holding company for the sole purpose of holding a larger property.

I would get creative in the seller financing options.