It is mortgage fraud - a felony - to say you will live there for the purposes of getting an owner occupied loan, and then not ever plan to live there.I know this isn't what you outlined above, I just wanted to share that with you for future purchases.

Report any fraud, even if that guy doesn't hold a PE, is still liable here in TX and in most states, at least a case of cease and desist apply to them...

To sum it up, given the choice between two otherwise identical properties and one has low income housing as neighbors, I think the most desirable would be the one not adjacent to low income housing.

Also, an identical house is next door and they have an oil tank.Best,Gerold

If you fail to tell them that part of the DP is a loan and they ask or tell you that loan money isn't allowed, then it's mortgage fraud.

Schlage locks are a good example, they have two versions of identical looking locks, be careful when ordering!

You can, but you would essentially be committing mortgage fraud.

You can one-way ach transfer into any account but to prevent fraud (and potential liability) many companies require you to verify the micro deposit amounts before they will withdraw money from an external account.

I am interested in protecting myself from title fraud and the seller misrepresenting themselves as the owner.Since title insurance is not available for mobile homes that are personal property, how do I ensure that the person selling me the home is the rightful owner (other than recording a bill of sale, transferring title, and making copies of the seller's IDs)?

If they do not vacate, you can file your eviction lawsuit on Day Eight.The other non-curable defaults are material fraud in the rental application or lease, presence of illegal drugs on the premises (it does not matter WHO they belong to) and authorized assault or use of firearm.