I've been lurking around the forums for a couple of weeks now (along with other REI sites on the 'net), and I've decided it's time to make myself known and get this ball rolling!

It can be very discouraging as a newbie if every time you try to work a deal or just get the ball rolling the person on the other end can't perform.

Have a ball suing the government for coverage of your impending life saving operation.

I've been talking to realtors for months now about all the factors leading up to a double-dip and all I can get out of them is "I don't have a crystal ball".

I'm sure you can let the kids play stick-ball there, but they probably won't pay much.

We can meticulously plan our lives and make all the right decision, but life throw curve balls all the time (Again, illness, layoffs etc) and you cannot protect yourself from everything.With regard to own vs. rent, I still believe that for the average person owning is more economical than renting (Aside from appreciation, tax benefits etc).

Lease option means you do not have to exercise the purchase at the end of your term but the owner does have to sell to you if you are ready to purchase either on or before the close date.How much money down are you prepared to put down if needed?

if you do want an option to purchase, and in fact you exercise it, it's your choice how to pay for it (cash or mortgage).

We are mostly young parents so the concern about basket ball hoops is a concern, with not much to do for children in the town itself, having something like that available, might just be a concern to parents.

And if she has an extra crystal ball and can give me the winning numbers to the next Powerball she can have half of it.Home prices in Las Vegas are down by 60 percent from 2006Analysts have calculated that it could take as long as a decade for inventories to return to their precrash levels and for demand to once again exceed supply.