Curious to know how you got your half duplex.Check out the Ultimate Beginner's Guide under Learn > Free How-To-Guides > Ultimate Beginner's Guide.

She offered to pay for half of it. 

If you are doing it yourself you can cut those costs in half. 

Those two costs were about half the total overage.

But we're not all quite there yet.A lesson I learned years and years ago is that successful people you deal with want to see you being successful and the car is the easiest way to show that.The flip side of buying in cash is if you are wealthy, and you can drop $100k on a car and be done with it.

Presently a fixed mortgage is running around 3.0% which the variable rate is about half a point lower at 2.5%.While I have not found ARM products in the U.S.A. to be quite as flexible as variable rate mortgages at home, the principal is the same.  

Ceramic Tile floor to ceiling in shower and half way up around the rest of the bathroom.

Probably the funniest marketing failure I’ve had was when I bought a few reams of yellow paper and created a yellow letter that would take up only half the page so I could put two letters on each sheet, printed in landscape orientation.

I have a similar rowhome outside of Philly (Conshohocken), and did half patio / half grass.  

Half the battle is just to get started!