If your lender requires a security interest in the fee, the title company can agree to take care of all of this and then record the DoT after the fee and leasehold interests have been merged.

All depends on the terms ($15k spread out over 20-30 years at low interest is like $50 per month)  If it doesn’t affect the CF much, then who cares- it’s still a deal!

Take care!

They take care of meRamsey

In regards to estate planning and assisted living, my mom is considering long-term care insurance to help with her living costs once she retires. 

Take care of your finances and then plan your living situation within the relationship.

I have a HELOC loan on my primary residence and I have recently had some family that I'm going to have to leave the state to take care of and it's going to be a substantial amount of time  2 years minimum and I was wondering if I could rent my home out  while I am away taking care of family  not selling my residence  but renting it out for two years while I take care of my family business ?

You’re not at the 1 percent rule so I can almost guarantee with the added expenses of multifamily (like lawn care, water, etc) you’ll likely be cash flow negative.

Child care, grocery, gas, anything else I need to buy in the month and then pay it off 100% each billing cycle.

I would be careful with borrowing too much money to purchase a property leaving little equity.