Now I'm debating between Stessa and Cozy. 

I too have had the car debate with family and friends not to mention the silent stares from co-workers who expect a me to be driving in style based on my JOB title. 

He knows he provides a service that most people can't do on their own, and he charges for it (people can debate whether the price is fair), but based on the google reviews, he does good work and probably is above average in terms of customer service.  

I know a lot of people will read the headline of this blog and move right along to something else.Because, in reality, there’s definitely a segment of investors - particularly new investors - who aren’t in the position to actually pay cash for an investment property… at least an investment property that’s habitable and in a respectable area.But, for those of you in the position where you could pay all cash for an investment home, I’m sure you’ve debated the idea of paying cash, or using a mortgage - leverage - to help pay for the property.This is a long-standing debate in the investment world and one that really doesn’t have a magic bullet answer.At the end of the day, the answer all comes down to your personal needs and wants and what makes the best sense for you as an investor.So, I thought I would spend some time discussing Pros/Cons of both and also talk about how we’ve used both over the years during our investment ventures.Pros of Paying Cash for a Rental Home Initial Cost Savings - Mortgages aren’t free.

Fortunately, as a PM & Investments company we live it every day... day in and day out... hundreds of properties of all different types and of all different owners, boots on the ground - we're talking about thousands of transactions a year and unfortunately it's simply not true and the smart investor which heeds the advice survives and those that don't may get lucky or may get burnt regardless of what theories or 'thoughts' on how it will play out or should look like - 'additionally insured' is a non-issue akin to debating whether or not you need liability insurance to begin with... no additional cost to most owners and increases your barrier...its a no-brainer.

It’s not going to hurt and will give you a better idea on how to get started, but whether that is enough to to overcome the cost and time is debatable 

So if debating between the two - start with a call.

I had quite a debate with my agent about the pics.

There is no real point in debating this with Bill any further.

You cannot simply dismiss headache factor.If the tenants in a 25k property behaved like ones living in a 130k property of course there would be no debate.