Now, if about 10% sign up, in year one, that gives Josh $2,000,000.00 up front.But then, if Josh had 2 million over his current earnings, he'd be on some beach somewhere sipping rum with little umbrellas, the site would suffer and 1,000 people would be ticked off and ratings would drop.So, my vote is to make him suffer and stick around to earn his money like me.Holly, missed opportunity BP Man, I don't get paid here!

Reminds me of the old TV show "Dragnet" a few of the squares in that net are real  estate laws, but there are many other squares from the UCC, FTC, IRS, laws relating to business, accounting regulations, banking and finance that are the umbrella under which we operate.

Insurance would cover it, I would pay the deductible, and no assets would be lost.If you are in an area like San Diego where people are more likely to sue, a judge is more likely to find you guilty, and the payout is likely to be higher, then you may consider an umbrella insurance policy.

If I were you I would search out property management firms operating under the umbrella of a local real estate broker.