Commercial (5+ units) are valued based on earnings.

I just finished taking a phlebotomy course, to have a higher earning income.

No other property is going to earn you a 1/4 of that much.  

Not to mention crime and other reasons why people are leaving those areas.This is a big country with lots of areas where you can invest and earn a profit.  

Quote from @Yuri Mohan: You'll have to be licensed to earn a commission on real estate transactions.

If you didn't earn you should be fine... now that's NOT true if you earn, than don't, than do, than don't... like that.

You've got top options within a 90-minute strike in all directions of town, there's the possibility of part-time and online education so you can continue to earn while in school, lessening the debt load, you'll have your living arrangements already in place with your multi-family property. 

No - Once losses are on Schedule C, it follows the same rule as regular business losses - pretty much unlimited against your other earned income and also subject to Net Operating Loss rules.  

Cocoa mulch contains ingredients that can be deadly to pets if ingested.

Or do you have a false sense of earnings based on numbers that are not telling the whole story?