I for one am quite happy there are lenders out there willing to make 100% loans (since I can find some decent deals, but I just don't have a ton of capital to work with).

Not all FHA lenders offer Reverse Mortgages because processing and underwriting is quite a bit different.

I then found another who I did not know was in the industry and he mentored me quite a bit to be where I am today.

The mortgage biz and appraisal biz are quite different.

I have personally bought a couple of houses with no money down, but I have not done that for quite awhile.

There are quite a few effective places to advertise properties for free, online.

Not having capital is no reason to quit.

., your PM should have given them a notice to pay or quit.

Debt to income is a major component of your FICO score and when you buy multiple houses (especially if you're rehabbing the houses instead of renting them out) it is quite possible that you're presenting a larger risk.

I think you can quit paying PMI when your LTV hits 80% (check your promissory note).Option #2 Refinance at 10 or 15 years fixed.