I would assume that the CapEx is reserves for water heater, furnace and other items like that.

I wrote content based on my logic, SEO and what I have learned from people.. and now I get about 30 leads a week... no DMM, No PPC, No bandit signs, No cold calling, No FB, no nothing.

Garbage, for example, can just be split evenly whereas water will depend on number of inhabitants. 

BP IME is not a great resource for legitimate information from commercial operators - for that, just look in the tax records and cold call the owners of the type of property that you want to buy and ask them questions, tell them you're just getting started - 2 out of 3 will be happy to talk to you and lend you a hand. 

If water and sewer is really going to cost you $400/month and all those other expenses are really that high, then I think the numbers are telling the story...there is not enough rent coming in to cover it unless you put more down and get rid of that PMI and high P&I.  

Had to replace a garage door opener and a microwave so far, about $300ea  We’ll either move there or raise the rent in 2021 as we decide if we can tolerate the humidity to live on the water. 

Any good water front restaurant recommendations from the BP Community?

With fewer doors you have fewer kitchens, bathrooms, water heaters, roofs, etc.

If the house has a basement, look for water stains on the basement walls or where the wall meets the ground.

No. 96-68 (water meters); 98-55(promissory note underlying contract for deed)."