I would never paint brick in my area due to all the moisture and humidity, but I think I could even stain the brick a nice grey color for fairly cheap and repaint trim white for some nice contrast.

Is it typical around here to do pet rent?

Banks will typically lend from 65% - 80% of the property's value (LTV).

When Im working with clients looking to buy a in an area that has good balance I typically direct them to areas on the near west and NW side. 

Typically an owner/builder permit is only available for properties where the owner will be an owner occupant and many jurisdictions have a one year resale restriction when using it.

They have to view your ability to repay as their #1 priority, and with investors, the paperwork typically just doesn't fit their buckets. we write off most of our income as much of it goes back into the property anyway. 

Buy and holds typically is 1% rule. 

Its kinda like worrying if I can get my Ferrari in a certain color when I win the lottery.

I typically will do a 3 day pay or quit on day 4 (rent is late in the 4th).  

These are typically very cheap.