I told him it shared a yard with a family with 4 children that played in the yard daily. 

Denise, that credit score will go a very long way from a bank's perspective so kudos to you for getting it up that high, FIS (Fair Isaac Score) is a lender's number 1 determination for a qualified candidate, after that your income and debt to income ratio, payment history, employment status, etc. will go into play.

It would be nice to find a way to do this, but I understand cost and liability always come into play with the business atmosphere we exist in today.  

I'm clueless no one to fund my deals I'm @ a dead end.

Anything over 50% is not a CF play but an IRR play.Makes sense?

What i was playing to do with the property is see if it's room to wholesale or flip..

Closer, better price points, good rental markets...For me, if I wanted to play landlord, it would be 2 hours max.  

To say anyone kid out of lawschool can pierce one is dead wrong. 

But you should have most mornings to your self up until about 10 or 11.. when I sold RE I played golf 3 or 4 times a week in the morning then worked from 1 to 9pmbut I worked EVERY weekend except thanksgiving and most of december..

If this was through a local bank, they might look at it differently but big banks don't play with this as a general rule.