Ok, @Mike Nuss, I'll stop poring over maps of Beaverton for the moment. 

I have plenty of cash in my wife and I's savings account and just funded a healthy stock account as well that is growing and we plan on using for more purchases once the market builds itself back up and we could fall on either of these if we need it. 

I jump at any opportunity to engage in healthy conversation!

This has nothing to do with your personal credit, but it always helps to have your personal credit healthy as well.  

Healthy mix of cash flow and appreciation, and depending on the part of the city you are in, can tip the scale of those 2 one way or another.

The other part is if you've got healthy investments in other areas(say 1-2 years worth of W2 in an alt investment) + 18-24mos of savings(w2 equivalent not spending equivalent) + your significant other is making some money(with benefits like retirement + healthcare).

Columbus Ohio is the market to be and here are a couple of reasons why.Positive real estate trends: Columbus has seen consistent growth in both home prices and rental rates in recent years, indicating a healthy and stable real estate market.Strong job market: Columbus has a diverse and growing economy, with major employers in industries such as education, healthcare, and technology.

. $70k is a very healthy budget (for anywhere outside of San Fran, LA, and NYC).

I typically get a healthy response for my rentals.

Your return on investment is magnified with a one-two punch of healthy cash flow plus increased equity from appreciation.3.