I'd check with potential banks on their guidelines beforehand. 

Either they don't know what they are doing, or they have an overlay, which are their own guidelines on top of the actual guidelines from Fannie Mae and Freddie Mac.You can ABSOLUTELY use the projected income for the 2 properties that you are buying to wash against the PITI payment for both properties.My advice is to RUN while you hopefully still have time. 

I know technically this is possible, but the guidelines are constantly changing so you want to make sure you have a lender who can guide you through this. 

I’m located in Illinois, and I found meth lab cleanup guidelines, but nothing for them having it in the home, or in the event they were smoking it in the home.

You should have established guidelines for approval, not a moving target.

Or take the gamble and buy now?

As you mentioned, if the downturn is temporary due to pandemic and the bridge, I am willing to endure a few years of loss, but it now feel like just gambling on what SDOT will do, unfortunately.

They have set guidelines and assume that you as the landlord can make determination if your tenant fits those guidelines.

HUDAsstAnimalNC1-28-2020.pdf From the HUD Guidelines in Jan. 2020: "In HUD’s experience, such documentation from the internet is not, by itself, sufficient to reliably establish that an individual has a non-observable disability or disability-related need for an assistance animal.""

You need to figure out which ones the tenant pays for and which ones are included in the rent.Here's some general guidelines that I use if these expenses are paid by the owner (all are per door/month):Electricity: $40-45/door/month, unless electric baseboard heat then $150-180Water: Approx $50-60.