If the IRS deems you are adding value to an IRA via the provisions of goods or services, the entire IRA can be disqualified and deemed taxable.Better strategies for an IRA include; being a private lender (perhaps including transaction funding to non-related wholesalers) long term rentals, participating in syndications, and other transaction types that generate passive income and can be done at arm's length.

@Jeff Piscioniere YES there is a lender in CT 20% down their rates are starting on a 30y 6.02 and 5,7/1 ARM 5.75. can close to an LLC.

Residential investment property80% ltv at 4.625% on a 10/1 arm (30 year) OR75% ltv at 5.5% on a fixed 30 yearI’m not concerned at all about the 5% ltv up front so please don’t let that be a factor.

Make sure it explicitly explains the process for termination if you are unhappy with their services, but especially if they violate the terms of your agreement.3.

On the mortgage side once in a while a firm gets burned for advertising that a 7/1 ARM is "fixed" for 7 years, since a consumer could misunderstand that as meaning it's a fixed rate mortgage.I probably wouldn't be as concerned about including a picture that happens to show the ramp.

I could..1) Refinance to a 15 yr fixed for about 4.3%, but that would actually increase my monthly payments (I've got 19 years left on my 30 year mortgage, currently in an ARM that has been going up and is currently at 5.125%).

@J Arm,Based on your post, there's more wrong with this deal than right. 

As long as your financial snapshot in time remains accurate and you aren't marginal, I generally don't put explicit expiration dates on mine, for what it is worth.

My only worry with a commercial loan is that its a 5/5 ARM rather than a 15 yr or 30 yr fixed.

The terms are usually a 5,7,10 ARM.