You should only consider switching when your current software has a significant flaw or lacks features that force you to spend excessive time on workarounds.

Tahoe continues to grow as a tourist destination and the low taxes, landlord friendly make it an ideal investment area.

If they can present quality information describing why they need the capital, what the current state of the asset is, how this capital will be used to solidify the asset - then at least I can evaluate the capital call and make a decision to participate or not. 

I do feel I have a lot of skills that I could offer that I have built from my current W-2 job.

Other options would include tapping into the equity of the current property through a heloc or cash out refi to fund the next purchase, or be able to put 20% down for a straight investment property or using private money.

If unemployment remains low though, I think will will continue to at close to the current rate of borrowing throughout 2024.

TroyThe reason for the non-renewal should be stated on the notice you received from your current carrier. 

Please shoot me a PM if you would like to chat or just say hi.All the best,Phillip DakhnovetsGuardian Property Management & Maintenance Hi Phil,It's great to see another member on the forum from Toledo and investing in Toledo.Same here mate.I've travelled the world, lived all over the world and bought real estate all over the world.But I'm yet to find a market that offers a "better bang for your buck" than Toledo.Been investing in Toledo since 2014 in buy. fix and flips and also property management.I don't see myself investing anywhere else.Why fix it if its not broken.Downside to Toledo is low appreciation and difficulty finding motivated and competent staff.But is probably more so me being a poor people manager than the actual market itself.Wishing you much success in Holy Toledo hehe 🙏🙏🙏

I live down the street from a HS and I currently rent by the room to younger folks who tend to not have kids.

The house currently in question, the manager said he had an older couple apply, but they were on fixed income and wanted to sign a two or three year lease so they knew they wouldn't have to move or incur additional expenses.