Unfortunately, even though my DTI and credit score was good, the underwriting was not so good because I had gone through a debt consolidation program not too long ago which, as some may know, requires you to stop payment on debt for a period of time.

What resources do you use to do background checks and credit checks on individuals and what are the costs associated with these checks?

Let it sit on their credit and prevent them from cheating another landlord.

I was approved for a large exposure limit line of credit.

Non deductible, Better Proximity securing loans) "ROIsoonest months"        Unknown*  “Cheapest”. 2nd. 3rd     Unknown* Deals, Off Market, brokerage, government, 4thJudicial, Move to USA 1031Tenant Management due diligence   Unknown*Previous landlords Credit score,eviction record, income to debt between 40 and 60%,hours at home,Pets, poor character appearance Ie tattoos,drugs,crime,personality,dirty car.Value Add focal points          Unknown*Raise the rent,Rehab, maximize rooming, section 8, Reducing management “general”Rehab etiquette       Unknown*compartmentalizations & entry,Colours, Lighting, Fixtures & Amenities, floor, bathroom cheaper / kitchens, fixed stylization.

Utilization will be better on your credit if you use $50k of a $200k line vs a $100k line, just make sure you’re disciplined when it comes to using the funds and paying them back. 

Pro Tip: some vendors will have the auto renewal clause buried in another paragraph so make sure you read the entire contract carefully.

Some of them can pre qualify you without credit pull and they do a desk top appraisal. 

Then you make a recurring JE that debits Depreciation and credits Accumulated Depreciation each month for the prescribed amount.

For smaller loans like that, regional banks and credit unions are often the best fit.