“This provides the borrower with a convenient cost saving option for financing renovations.”This is a snippet to help others.

I’m starting to lean towards business

Carrot and lead propeller sound great (leaning towards carrot) but $50/month forever seems steep, and if I ever decide to cancel I have to start from scratch.

Unless the property is in Portland or some other 'left-leaning' location where the landlord is REQUIRED to take the first person 'breathing', rental criteria can and SHOULD be established.  

I'm pretty handy myself but I don't know everything and it may be more convenient to have a professional take care of some issues.

When calculating debt service it is always smart to lean towards the cautious side and go 25-50 bps higher than today's rate.

(a) A landlord shall:(1) comply with the requirements of applicable building and housing codes materially affecting health and safety;(2) make all repairs and do whatever is necessary to put and keep the premises in a habitable condition;(3) keep all common areas of the premises in a clean and safe condition;(4) maintain in good and safe working order and condition all electrical, plumbing, sanitary, heating, ventilating, air-conditioning, and other facilities and appliances, including elevators, supplied or required to be supplied by the landlord;(5) provide and maintain appropriate receptacles and conveniences for the removal of garbage, rubbish, and other waste incidental to the occupancy of the dwelling unit and arrange for their removal; and(6) supply running water and reasonable amounts of hot water at all times and reasonable heat except where the building that includes the dwelling unit is not required by law to be equipped for that purpose, or the dwelling unit is so constructed that heat or hot water is generated by an installation within the exclusive control of the tenant and supplied by a direct public utility connection.

In addition, the location and convenience are the focus of my consideration, but it is still the most important thing to find the right house on the right platform. 

With owner occupied (whether Low Financial Stability, Seniors, Tax Lean etc) it's all about easy.

I was leaning toward "How to Invest in Real Estate".