Her details:Original purchase $190KUpgrades (to finish 2nd floor/ windows flooring etc) $22kApprox Value $300kHer Mortgage balance $110kWe have been looking into options of combining equity, initially to build but not sure if the scenario above is possible.

You do that in a combination of ways:1) Read....read, read, read, read, read. 

I am also looking to possibly work with a mentor as I believe that could be very beneficial.Understanding that there are many strategies to build wealth, I am very open to different strategies and/or combining strategies.

I made that mistake when I did a rehab, combined everything into one large asset into the cost basis of the building.

I have 2 homes on hard money construction loans and I need to refi out of them to something more conventional.They're both in Austin, TX on the East Side of Downtown, about 5 miles from Downtown.Approximate combined value of both homes is between 800 - 870KThey're both on AirBnB and doing well, average monthly revenue is $10,000Send all rates and offers.

Where are folks finding the best combination of rates and closing cost right now?

If you're basing it on rentals you likely will need to elect to combine them into one activity, and that has tax implications with regard to earlier losses.

The Hoboken path combined with the ferry system makes is highly desirable.

Avg annual return 25.5% with a total combined profit $246,908.

Combination Hard and Private money.