Well, actually, I use letters as a way to break the ice for myself or clients.

Your other alternative is to have a CA Broker conduct the transaction on behalf of your client and pay you a referral fee.

I have a client that has this program and because of the market she can not refinance .

Has any agent here done a hud deal for a client or themselves.

Have an attorney draft a legally binding contract for you to represent to your client, but I'm not clear on the terms anyway.Also it sounds like you want someone to pay you 20k to make their mortgage payments for them for 5 months so they can sell?

Many owners use this option, but we also handle many resales, since several owners are also happy to cash out at post-construction prices when the property values have increased by 30-40%, which is exactly what happens with the vacation resort properties.If you have clients who are interested in this kind of investment, then you really do need to try to locate the pre-construction deals that are out there to offer them.

I wasn't playing Miss Manners, as much as letting some people know that certain errors (not on the forum, but on their personal business website posted on this site) would stop me from being a client.

I don't know why our local Realtors are telling people they can get the prices their properties were worth 2 years ago.It sucks because I feel like I should be buying some properties right now and I'm ready to go but on the other hand the Realtors in our area are afraid to tell their clients what the property is really worth.

I also had a client that wanted to take a copy to their attorney.

I have a potential client who has a 2nd note on his mortgage and his home is about to be foreclosure.If his 1st note is being foreclosure, will his 2nd note be wiped out?