In any case, you might find the cost will be more than just trucking away excess dirt (or relocating it on site, if you're that lucky). 

I've seen things about Philadelphia C.U. and other places in PA that have done it with zero seasoning time, but haven't seen much on this site about institutions that will loan that quickly on NJ properties. 

When I started out, I picked apart information on the City-data site. 

I spoke with one guy that seemed very professional and respectable that offered to take a serious on-site look through my project and advise me for $500, prior to potentially putting together a plan and coming on as a general contractor. 

Otherwise an agent is your best bet. 

Does any one know any site were i can get a nice template or a strategy that you mite use to contact off market properties???

You credit hiccups aren't as important as the performance of the building itself, but you can bet your behind that your debt service costs are going to triple. 2% is a sweetheart deal that you aren't going to find in the market right now. 

Hi all from Denmark - i am new to this site but i have been reading a lot about investing in property (mostly us books) and on this site.However i started january / february 2018 to buy two properties (one with two apartments and the other with 4)In April 2018 i came across two properties offered to sale.

Scottsdale, Tempe and Central Phoenix are probably your best bets.

Hey I am new to this site and to real estate I dont have any money nor good credit so where should I begin