With such a plan, you have the benefits of high contributions, as well as direct control over a wide range of possible investments including real estate and notes.If you do not meet the criteria for sponsoring a Solo 401(k), a Checkbook IRA is a similarly flexible investment program that most anyone can use.The point of either program is the ability within the tax-sheltered umbrella of the retirement plan format to diversify investments beyond what is offered by Wall St. 

Now, if about 10% sign up, in year one, that gives Josh $2,000,000.00 up front.But then, if Josh had 2 million over his current earnings, he'd be on some beach somewhere sipping rum with little umbrellas, the site would suffer and 1,000 people would be ticked off and ratings would drop.So, my vote is to make him suffer and stick around to earn his money like me.Holly, missed opportunity BP Man, I don't get paid here!

Reminds me of the old TV show "Dragnet" a few of the squares in that net are real  estate laws, but there are many other squares from the UCC, FTC, IRS, laws relating to business, accounting regulations, banking and finance that are the umbrella under which we operate.

Depending on how many properties, you may need excess/umbrella coverage for the GL.