I'm renewing my LOC on one of my rentals with a local community bank through their commercial banking dept.

I have an off market commercial deal in a hot investment area I'm able to get seller financing on.

Do you have a deal that you are working on currently? 

For instance, if hail damages your roof, you’d receive payment based on the roof’s current value, considering its age.Replacement Cost: Covers the full cost of a new item.

Most of the stuff on the MLS is overpriced.

No idea on the paperwork needed.

Congratulations on deciding to take a big step by introducing yourself to the forums - while everyone is friendly and looking out for your success on these forums, I remember how intimidating it was making my first post introducing myself to the community 10 years ago and before I started working here. 

Study landlord basics, especially on what to include in your lease (going forward you will ALWAYS have a written lease).(2.5 Learn from mistakes and don't repeat them.)

I have 6 (3 cabins on one property) and I pay $5 a month for all of them.

Or she stops paying either on purpose or by accident and doesn't tell you and that wrecks your credit...