DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

If you're based in Orlando and interested in learning or collaborating with a mentor, I can connect you with some of the most prominent figures in Central Florida area if you aren't already acquainted. 

The loan was originally based on long term rental value.

Decide which game you want to play.

This is largely based on experience so you can shoot for the moon, but be prepared to settle on what works with your strategy.Once you have done one, now you are building experience... and then you can move forward and hopefully with better terms.

As an investor, leveraging OPM (other people's money) is something that I’m used to and based on my current situation it made sense.

I am fourth generation for a family owned management/development/consulting company based in Southern California but I am in Idaho for college around 9 months out of the year.

I got a 4.75 rate 30 year fixed on an asset based loan in PCB, Fl.

Based on the few details you provided, it sounds like a 90% LTV conventional vacation home loan would work. 

Although wholesaling is always a numbers game, there are things you can do to improve your chances.