So we keep $25k for the two (both are cash flowing and we have held for 10 years).

The two are night and day.  

The seller did just perform quite a few renovations, and two units are already occupied, which is why the upfront rehab is currently $0.So yes, this scenario doesn't yield much monthly cash flow, but we are trying to work with little money down so the thought was that it would at least get us into the property and then increase cash flow once the $46K loan is paid off.

Whether you are a cash buyer or financing your purchases those two factors have really squashed returns for NEW real estate investors right now. 

Hey Ethan, House-hacking is one of the best ways to get your foot in the door of investing.

Two years ago they were offering me a competitive rate however after one year they raised the rates quite a bit. 

I wanted to look at two in Mt.

I have two cabins in the Smokies. 

- Occupy one or two of the units until we stabilize, then maybe buy a house?

I need to open two checking accounts for a couple of SDIRAs and discussing commercial RE loan terms.