Some sites want to see detailed financial statements, while other sites accept self-certification with a 15-minute follow-up phone call from the investor relations officer.

As others have said, @Avery Carl (realtor) and @Parker Borofsky (loan officer) are the people you want.  

I am wondering if I asked our loan officer for the new interest rate since we haven't technically completely signed and put our 20% down, would that a be a complicated process of having to apply all over again?

Plus, they have offices all over the Metroplex and it makes closing all over DFW easy.https://independencetitle.com/offices/headquarters...

It was to close in Dec, but the bank is dragging their feet in signing the deed, someone is always out of the office with the holidays. 

Hi Brian,The biggest mistake I have made in RE is buying an investment property in a tiny rural market.

Especially if you could get that tiny bit extra out of the garage in the back and bring your monthly cash flow closer to $200 a door. 

Check with the local mail carrier or Post Office.

A gal in my office called me about it since it was her listing(if it's the same one) and asked if I knew who you were.

My loan officer said that “in the state of Florida, both you and your wife need to be on the loan, and on the home tittle”.