Nothing will save you from paying too much for a property.

Save your money and hassle.

Without knowing the specifics of how you are spending it it's hard to say if it will offset the penalty you would pay from your retirement account.

If you state the seller is to pay all of it on the first contract, and the new buyer is to pay all of it on the second contract, you can save yourself that fee (and any other split costs).

If you state the seller is to pay all of it on the first contract, and the new buyer is to pay all of it on the second contract, you can save yourself that fee (and any other split costs).

I don't know what came over me, but one day I woke up saying I want to be home free and financially stable by the time I retire/get out.

My business partner (my brother who lives in San Francisco Bay Area) have saved up a solid amount of money and want to make a purchase where one of us will be local to help manage.

Conversely if values are high but rates are high you can appraise for the value you need but the rates will not be so appetizing.In your case where you have FHA monthly MI of .80%- .85% even if you could refinance to the same rate you have right now and remove monthly MI it would be worth it since you'd save around 400 dollars per month most likely.

You may need to tighten your belt to try and save up a little money from your part time job.Would tenants take you seriously?

First step is to get your daughter healthy and save all documentation.