Can be reduced by using a flat fee listing agent.  

This year I was able to reduce the trash bill by about $300 a month, converted each tenant to my new lease and had them start paying their own water bills, rehabbed the 4 units that were vacant, raised the rent in at least 50% of the units, and I just cut a check to the owners for August 2014 as $10,587.00. 

In between the $25K limit is reduced by $1 for every $2 of AGI over $100K.If you can't use the passive loss against other income then it carries forward and offsets taxes when you sell.  

Someone is in the property and this could reduce the chances of vandalism, theft, etc.

We just have to get through the first 8 years at a substantially reduced rate of pay, and it is during that time we will only be able to save $10-20K per year. 

The interest charged for the next period is reduced and so on.

Reduced expenses to point where retirement check covered it all. 

Your conflicts will be reduced or eliminated and there will situations where you get treated to deals that you might otherwise have never closed on. 

The numbers certainly change the debt service by about a $100 or so a month reducing the cap rate, but my bigger concern is if I should just forget about this loan all together because of the callable part.  

That's because the basis is reduced by depreciation for rentals.