There are only a handful of lenders that allow it and they may need to see the full trust or just the certificate of trust.

But when their business relationship with the actual bank soured, the API connection was severed and the people were basically left without access to their money..

I love helping people so being an MLO I feel is a great entry point, however, is it really worth it?

Marking up repairs & maintenance, farming out customer service to people that can barely speak English, charge a lot of junk fees, etc.I'm just not comfortable doing any of that.  

@Mimi Wright the inspector is the "Hand of God" so it depends heavily on what they said and directed to be done. 

true people search is pretty solid and its free.

The people who are already working in that specific market will be the ones who will be able to give the best direct advice.

However, for two people being roommates, some privacy would be better I think...What would be the best way to somehow install doors or some kind of separation?

On the other hand if they are a sponsor that is experienced in stopping a skin in the game, that's a huge red flag for me.c) how open to scrutiny are they?

$300K should allow you to buy a duplex/2-unit and both doors should be offering a profit even at 15% down.If you are in a situation where you are getting hit with high taxes, high rate, low rents it might be a "Walk away deal".I have to have conversations daily talking people out of buying a particular home because its a bad deal.