This studio is above a commercial tenant that I'm partial to and don't want 2 adults living overhead the offices in a 300sf apartment.Just an interesting update on this-- The tenant has called me 4 times in the past couple days since I told him his girlfriend couldn't move in.

It's a relationship that has been developed not just with the agent but also with the broker and their office staff.Next, as Joan mentioned, you can't require any particular service be used, steering and where you may have a financial interest.

I don't like these balloon loans, having said that I don't have other choices as my loan amount is less than 50,000 and I don't have 2 year landlord history for conventional financing like Freddie Mac.Here is the interesting point, I was told Fannie Mae does not require 2 year landlord history, but my loan officer said (today) that they don't require, but prefer to see it on your tax return.I am not sure if you could refinance it prior to one year.Did I miss anything?

You can also call the school's financial aid office, but they can be hit or miss on quality of response.

Hi my name is Pierre Thernize , I have worked in the banking (licensed personal investment banker), insurance (life and health) and tax (my own tax preparation office) fields.

So whether devices such as computers, phone boosters etc...are considered "small appliances" is not even part of the equation because usages, or unintentional usages has nothing to do with the installations.What is clear is that the circuit supplying the kitchen walls and counters cannot be split off to power undercabinet lights or kitchen island lights, and cannot be split off to power "any OTHER outlets", the key is the interpretation of "other" here.

They charge a $40 flat fee to assess the situation, then go to the hardware store, buy supplies, and fix the problem that day charging a per hour rate plus the actual cost of supplies.

I know as an new agent my license has to be register with a Broker but will the Broker allow me to be in his office if I'm not actively selling homes?

@Jeff S,I am a note holder and I am not license and I have call many government offices and all said I did not need to be license sense I buy notes and don't collect and only foreclose.

Generally these banks will have officers that are generalists and aren't required to lend on one specific market or collateral type.