Significant advantages are commercial valuation models w/value add plays and scale, difficult for small players to enter this space w/o a lot of capital and experience on their own.There are many niche areas as Dan mentions.  

To create value there has to be expertise and efficiency.

I was only insuring the amount of cash I put into the deal. and actually the market value I thought it is worth. but the replace cost of this house is twice as much as the all in purchase price, (according to insurer's model)2. it is a 3-bedroom single family house3. my LTV is 66%

I essentially have the same business model, we own and manage multi's and also flip properties.  

Those who have followed this model have been very successful.Good Luck to You!!

If you pitch for somebody who's business model is to get money from newbies because they are naïve clueless, being that mareia or larry goins, I feel I add my two cents so others are fully aware.

Hi, I'm new to BP... still very much in the "gathering information" phase as I learn about real estate business models and investment strategies.

Thank you for your time and expertise.

I have hopped in to many threads just because you were in there.You are my go-to mention when I need a licensee's expertise or to refer someone to in the greater DC area.A BP podcast guest, moderator and a valued colleague of mine for sure.

Essentially your entire business model depends on buying enough real estate that meet very specific requirements in order to produce a job based income.