On the other hand, property owners benefit greatly by keeping sales data out of the hands of the taxation powers.  

In other words, I think appraisers estimates can be significantly different than market justified value on some properties and this typically can only benefit the buyer (if the appraisal comes in higher than agree value there is never a renegotiation for a higher value).I wish the OP the best. 

Hi Connor, This is my understanding on this type of loan.The FHA Loan  is mainly an insurance program by the FHA (government entity) that allows low down payment on the purchase.

Thank you @Scott Ryne it's amazing that you explaining what I want say in a lot better way. the projects it might be small or big and either he is under paid or over paid very true. in addition that it's my benefit to reduce cost and the bigger the project the better his fees, I feel it's not fair.

I have been a single family investor mainly. 

So, isn't there also some responsibility of POL towards the borrower and wouldn't it benefit everyone to work with them and help them get it refinanced, instead of yelling 'foreclose, foreclose, foreclose!'

Initially my main interest was fix and flip, but it seems like buy and hold is also a good option.

I went to one meetup last year (not SJREI) but it was mainly the organizer pushing his services in wholesaling out of state properties.If anyone can recommend a good Bay Area organization, I would greatly appreciate it.

Make sure you take into account all of the perks that come with a job; Paychecks, benefits, health insurance, access to printers, office supplies, etc. 

It can be quite a bit more per hour income and you get other great benefits: tax benefits, appreciation, etc and the ability to sell when the time is right and defer all your gains.