We have close to full employment with < 3.8% unemployment.

I don't need to make a profit, but I need to keep my payments as low as humanly possible, including property management fees.

They were both full guts, all work done by me. 

That is why I will typically always ask for a full 2x the rent value as a deposit, and I'd be doing so more than ever in a lower-class area.

And in full disclosure the rates will be higher for these loan types...but if you really need out of that personal loan then it might be the right route for your to take.I hope this wasn't too much information but if you need more information then ask away!  

I am currently looking for someone that knows the program in full through the accounting process to close the books every month to handle mine or for someone that would want the pw account not my portfolio.

Hi everybody,About 6 weeks ago I bought a 3 unit building in Cincinnati for which I paid in full.

If you're using a HELOC for a down payment, or for that matter payment in full, I would think most banks would allow it. 

We recently did a full rehab on our kitchen and considered this exact situation.

Use the credit card and pay it in full monthly.