However, I can refinance right now if I want and cash flow, but extend the life of the loan, or pay it off in 2035 as planned after having people pay 98% of it off for me. 

Once the property hits the extended period owner occupants no longer have priority so the highest net to hud wins regardless of the offer being OO or Investor

@Kris Alexander 2 of mine were purchased and fixed up to some extend.  

worst case scenario (minus $250 for utilities) cash flow for the duration of the tenant's lease?

I already gave them 2 verbal warnings in regards to the guest staying at the home since I only have a certificate of occupancy for 4 people ( 2 bedroom unit). their family consists of 6 people, and with extended family members staying there has been up to 8 people staying for weeks at a time, exceeding the maximum occupancy rate.

I am fairly sure that when Biden takes office, he will extend through the middle or end of 2021.

If your dad has an umbrella insurance policy, that can be extended to the rental.

Although, it probably wouldn’t be beneficial to pay daily Air B&B rates for an extended period of time.Depending on where you are, what kind of mission the base supports, and the type of orders military’s members are typically on you could prob do short term leases and Air B&B in between vacancies. 

Appraisals take time and can extend the time to close which could hurt you in a highly competitive market.Good luck!!

basic things like toilet paper and kitchen rolls are placed by cleaners - limited quantity , dishwashing & laundry soap as well..depending on stay duration inventory can be arranged..